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What is Laccoin?

LACCOIN (LAC) is an Ethereum backed cryptocurrency that enables the banked, unbanked and underbanked individuals who are in Latin America and Caribbean region to send money, invest and send micro-loans to each other with their mobile wallet or web app. Combined with their LAC debit card and access to the LAC Union Wealth Fund individuals can spend their LAC tokens, invest or use their P2P loans that connect with their LAC wallets where every VISA or MasterCard is accepted.

Our vision is to create a viable ecosystem for monetary transactions which will be a viable alternative to the existing banking system.

Token Details


Token Sale structure:

Announcement Public Token Sale
KYC Full KYC including the identity
Pre-Token Sale Dates September 1st 2018
Pre-Token Price LAC $0.06 USD
Pre ICO Bonus Tiers:
Tier 1 Above $10K: 60% Soft CAP: US $400,000 USD
Tier 2 Above $50K: 80% Min Amount: $300 USD
Tier 3 Above $100K: 100% Max Amount: $150k
Public-Token Sale Dates November 1st 2018
Public Token Price LAC $0.10 USD
Public ICO Bonus Tiers:
Round 1 Bonus Tiers 1: 20% Hard CAP: US $45 Million
Round 2 Bonus Tiers 2: 15% Min Amount: $40 USD
Round 3 Max Amount: 0 USD

This is the number of tokens needed to fund all the business operations. LAC token holders have the power to vote on the vesting periods, and expand or constrain the liquidity pool as required.


This is the number of tokens that will be provided to the founders and the original team members. A two and half year vesting smart contract has been drawn up to ensure that long-term goals are met.


30% of the tokens acquired will be used to obtain the necessary business licenses needed by Laccoin to operate within the LAC region. With the help of our legal advisors and during the post public sale period, we will look for the best ways to obtain a banking license giving us the right to sign as the issuing party of the debit cards.


We are committed to ensuring that all LAC wallet holders will have the best security possible. With our lead developer Vinit at the helm, our priority is to roll out the necessary items detailed in this whitepaper smoothly. The safety and scalability of Laccoin are vital to our growth.


Anyone who helps Laccoin expand and grow as a community will be rewarded. The rewards program is aimed at ensuring that LAC token holders are paid for holding LAC tokens and being a part of our community.


Help in building the blockchain community and bringing the blockchain community to the forefront is a priority of the people within the LAC region, to whom the benefits of the blockchain rightfully belong. Strategic partnerships are critical in making sure the LAC tokens get to the people who need them the most.


Running a lean business is paramount to the ideals of Laccoin. By putting customer value first and focusing on processes to continuously increase it. Our goals are to provide perfect value to the unbanked and underbanked by having zero waste.

Road Map

  • 1

    Q4 2017

    Formation of Core Team

    Q2 2018

    LAC Wallet Beta Stage Begins

  • 2

    Q4 2018

    Pre-ICO Sale Begins

    Q4 2018

    Pre-ICO Sale Ends/LAC Wallet Andriod app Alpha Finished

  • 3

    Q4 2018

    Public Token Sale Begins / LAC Wallet Alpha Andriod app Alpha released

    Q4 2018

    Public Token Sale Ends

  • 4

    Q1 2019

    LAC Tokens distributed /

    Bonuses distribued

    Q2 2019

    Banking License process started

  • 5

    Q2 2019

    LAC Wallet Premium and regular cards start to roll out

    Q2 2019

    LAC Wallet Apple version begins

  • 6

    Q2 2019

    Addition to Centralized and Decentralized Exchanges

    Q3 2019

    License process for non-LAC countries / LAC Union Wealth Fund license completed

  • 7

    Q3 2019

    Beta stage of P2P lending / Credit Rating System / LAC Wallet Apple released

    Q4 2019

    P2P alpha microloan / LAC Union Wealth Fund Launches

    Q4 2019

    P2P alpha lending rolls out


    Know your customer (KYC) is the process of a business identifying and verifying the identity of its clients. KYC process is essential for LAC future growth and to be able to cater to the needs of the unbanked and underbanked. Compliance with the regulations is essential to the growth and the reach that LAC tokens will have in the future.

    Verified KYC profile is not required to purchase LAC tokens under 1000$ USD during the main sale. Tokens will be allocated and sent only to the participants with verified KYC profiles.