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What is Laccoin?

LACCOIN (LAC) is an Ethereum backed cryptocurrency that enables the banked, unbanked and underbanked individuals who are in Latin America and Caribbean region to send money, invest and send micro-loans to each other with their mobile wallet or web app. Combined with their LAC debit card and access to the LAC Index Fund individuals can spend their LAC tokens, invest or use their P2P loans that connect with their LAC wallets where every VISA or MasterCard is accepted.

Our vision is to create a viable ecosystem for monetary transactions which will be a viable alternative to the existing banking system.

Why Laccoin?

#1. Costly remittance systems.

Solution #1. Laccoin is an easy way to send international remittances to other Laccoin wallet holders.

roadmap
roadmap

#2: Reaching the Underbanked.

Solution #2. Access to current banking services and the new cryptocurrency card payments system through the use of mobile devices which will have result in a more significant penetration rate than banks.

#3 Inability to access loans through traditional financing mechanisms to start business projects or personal projects.

Solution #3. To enable and empower citizens in the region to access microfinance \ through nontraditional means by creating a credit score through their Laccoin wallet.

roadmap
roadmap

#4 Unbanked and underbanked do not have access to complex financial vehicles to help build wealth.

Solution #4. An Index Fund that will be open solely to LAC token holders. The Index Fund will hold highly liquid cryptocurrencies that are managed to ensure a robust portfolio that meets the needs of LAC ecosystem.

Products

LAC WALLET

• Multi-asset (any blockchain asset compatible with and accepted by the Laccoin Wallet)

• Assets remain in cryptocurrency in Laccoin Wallet

• Decentralized and trusted storage

• Strong Security features to control the physical & and virtual card

• Access to P2P Loans

Laccoin Debit Card

• Laccoin debit card that works in conjunction with the wallet.

• Option to lock or unlock their debit cards.

• Reward program for both LAC WHITE CARD/LAC GOLD CARD

LACCOINS LOANS

• Individuals have the ability to make small peer-to-peer loans (P2P)





• Combined groups of individuals with high credit ratings have the ability to make small peer-to-peer loans(P2P)




• Individuals with high credit ratings can apply for loans from Laccoins

Lac Union Wealth Fund

• The Fund will be a cryptocurrency index fund holding highly liquid cryptocurrencies.

• The Union Wealth Fund will be open solely to LAC token holders. .

• LAC-holders will have access to a regulated, diversified, well managed and monitored cryptocurrency portfolio.

Laccoin Media

Learn more about LACCOIN through our comprehensive videos.

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Partnerships

Frequently Asked Questions

WHAT WILL BE THE TOKEN NAME FOR LACCOIN ?

The token name/ticker will be LAC.

HOW MANY TOKENS ARE FOR SALE?

We are selling 390 Million LAC Tokens. All unsold tokens after the ICO phase will be burnt.

WHAT ARE THE ACCEPTABLE CURRENCIES FOR THE ICO?

ETH will be accepted.

GOVERNANCE AND KYC?

The LAC token sale follows a structured governance process and it must follow a KYC process.

Know your customer (KYC) is the process of identifying and verifying the identity of clients which will participate in the LAC token sale.

WHAT IS KYC?

Know your customer (KYC) is the process of a business identifying and verifying the identity of its clients.

KYC process is essential for LAC future growth and to be able to cater to the needs of the unbanked and underbanked.

Compliance with the regulations is essential to the growth and the reach that LAC tokens will have in the future.

WHAT ARE KYC TERMS ?

• Every participant has to submit KYC documents.

• The deadline to submit documents for the KYC process is during the pre-ico stage.

• LAC Tokens will be distributed only to the participants who will pass the KYC protocol.

WHAT IS THE KYC PROCESS?

Proof of Identity: We accept Passport, National ID, Driving License - Please ensure that the scan of the ID is high quality and includes both sides and that there are clearly visible edges of the documents.

We accept Electricity Bill(s), Bank Statements(s), Postpaid Mobile Bill(s), Certificate of Registrations from a govt department with your address. Documents must be less than 4 months old.

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