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What is Laccoin?

LACCOIN (LAC) es una criptomoneda respaldada por Ethereum que permite a los individuos bancarizados, no bancarizados y subbancarizados de la región de Latinoamérica y el Caribe enviar dinero y micropréstamos el uno al otro con su monedero móvil o aplicación web. Combinado con su tarjeta de débito LAC, los individuos pueden gastar sus tokens LAC o usar sus préstamos P2P que conectan con sus monederos LAC en cualquier lugar donde se acepte VISA o MasterCard.

Nuestra visión es crear un ecosistema viable para las transacciones monetarias que sea una alternativa viable al sistema bancario existente.

Why Laccoin?

#1. Costly remittance systems.

Solution #1. Laccoin is an easy way to send international remittances to other Laccoin wallet holders.

roadmap
roadmap

#2: Reaching the Underbanked.

Solution #2. Access to current banking services and the new cryptocurrency card payments system through the use of mobile devices which will have result in a more significant penetration rate than banks.

#3 International and domestic aid to LAC region.

Solution #3. The speed of aid is essential in critical situations. With widespread mobile penetration, aid can be received efficiently.

roadmap
roadmap

#4 Inability to access loans through traditional financing mechanisms to start business projects or personal projects.

Solution #4. To enable and empower citizens in the region to access microfinance \ through nontraditional means by creating a credit score through their Laccoin wallet.

Products

LAC WALLET

• Multi-asset (any blockchain asset compatible with and accepted by the Laccoin Wallet)

• Assets remain in cryptocurrency in Laccoin Wallet

• Decentralized and trusted storage

• Strong Security features to control the physical & and virtual card

• Access to P2P Loans

Laccoin Debit Card

• Laccoin debit card that works in conjunction with the wallet.

• Option to lock or unlock their debit cards.

• Reward program for both LAC WHITE CARD/LAC GOLD CARD

LACCOINS LOANS

• Individuals have the ability to make small peer-to-peer loans (P2P)





• Combined groups of individuals with high credit ratings have the ability to make small peer-to-peer loans(P2P)




• Individuals with high credit ratings can apply for loans from Laccoins

Laccoin Media

Learn more about LACCOIN through our comprehensive videos.

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Frequently Asked Questions

WHAT WILL BE THE TOKEN NAME FOR LACCOIN ?

The token name/ticker will be LAC.

HOW MANY TOKENS ARE FOR SALE?

We are selling 330 Million LAC Tokens. All unsold tokens after the ICO phase will be burnt. The minimum requirement for the project is $5 Million USD.

In case we will raise less than 5 Million USD we will return all collected funds.

WHAT ARE THE ACCEPTABLE CURRENCIES FOR THE ICO?

ETH, BTC, USD & EUR will be accepted.

GOVERNANCE AND KYC?

The LAC token sale follows a structured governance process and it must follow a KYC process.

Know your customer (KYC) is the process of identifying and verifying the identity of clients which will participate in the LAC token sale.

WHAT IS KYC?

Know your customer (KYC) is the process of a business identifying and verifying the identity of its clients.

KYC process is essential for LAC future growth and to be able to cater to the needs of the unbanked and underbanked.

Compliance with the regulations is essential to the growth and the reach that LAC tokens will have in the future.

WHAT ARE KYC TERMS ?

• Every participant with a purchase amount of more than $2,000 USD has to submit KYC documents.

• The deadline to submit documents for the KYC process is during the pre-ico stage.

• LAC Tokens will be distributed only to the participants who will pass the KYC protocol.

WHAT ARE THE KYC SLABS?

Level Amount Requirement
Tier 1 Up to $1,000 USD Verified: Email address and mobile phone number
Tier 2 > $1,000 USD Verified: Email address and mobile phone number, Identity and Address

WHAT IS THE KYC PROCESS?

Proof of Identity: We accept Passport, National ID, Driving License - Please ensure that the scan of the ID is high quality and includes both sides and that there are clearly visible edges of the documents.

We accept Electricity Bill(s), Bank Statements(s), Postpaid Mobile Bill(s), Certificate of Registrations from a govt department with your address. Documents must be less than 4 months old.

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